🤔🤔 Did you know? Before starting Pay Cat, Garth worked as a chartered accountant, so he naturally looks at NDIS businesses through margins, labour costs, and how everyday decisions show up in the numbers. Margins in NDIS are tight. Sometimes 2 percent or less. When it’s that close, you can’t afford to treat all wages as one number. Under SCHADS, some wage costs are recoverable through the NDIS. Others are not. Broken shifts, overtime, penalties, top-up hours, cancellations. Most of them come b